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Surcharges permitted only when employers provide wellness program (Reuters Health) Almost half of small employers that charge tobacco users extra for their health insurance dont offer wellness programs to help employees stop smoking, according to a recent study

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So if theres a lawsuit and the condominium loses, they have to pay out of their reserves. When determining if a no-smoking amendment is the right decision for a community, Ken Jacobs, a partner at Smith Buss & Jacobs in Yonkers, N.Y., explains that its important to consider residents complaints and the problems regarding secondhand smoke, the potential costs to the association if the buildings HVAC system needs to be revamped, and the latest government and medical studies regarding secondhand smoke.

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